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Retirement | Investments | Taxes

Financial Organization



Tax Strategies

Creative Tax Reduction
for Businesses and Individuals

Retirement Planning

When can I retire?
How do I retire?
Then what?

Our Team

Casey Startzell, CFP®, CFEI® Photo Casey Startzell, CFP®, CFEI® Hover Photo

Casey Startzell, CFP®, CFEI®

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Casey started his financial advice career in 2012 as the third generation of Legacy.

Guiding clients through such a critical life transition, he serves as an expert in everything retirement: Social Security, Medicare, pensions, portfolio distributions, and minimizing taxes.

He lives in Yardley with his wife and daughter, prioritizing time with family and traveling together.  Beyond personal finance and helping others, he's passionate about surfing, home projects, and a healthy lifestyle.

To contact Casey: cstartzell@legacyfsg.com

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Paul Klimkowski Photo Paul Klimkowski Hover Photo

Paul Klimkowski

Associate Planner
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Paul joined the firm in 2017.  


As a Temple University graduate, Paul lived in Philadelphia for many years.  He's now a Yardley resident with his wife.

An integral member of the team, Paul assists on all aspects of our financial planning process.  While actively learning from senior mentors of the group, he is constantly sharpening his financial background and acumen.

In his spare time, Paul is a Philly sports fanatic, hiker, golfer, and all things outdoors. He’s an adventure seeker, with a passion for trying new things.  Paul has been involved in the ultimate frisbee community for over a decade where he has competed and coached at various levels.  This has brought about many travel and volunteer opportunities over the years.

To contact Paul directly:  pklimkowski@legacyfsg.com

William Palisca Photo William Palisca Hover Photo

William Palisca

Associate Planner
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Following years as good friends with Jim, Bill joined the firm in 2000.

A shared philosophy of always putting the client first has been a key to his growth and success as an expert retirement planner.

Bill has a son in the Army and a daughter in California.  Traveling to see children and grandkids continues to be a high priority. 

Time at home is spent gardening, enjoying friends, and playing golf and pickleball.

To contact Bill directly:  wpalisca@legacyfsg.com

James Startzell, CFP® Photo James Startzell, CFP® Hover Photo

James Startzell, CFP®

Founder and Principal
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Jim founded the firm in 1980 with his father, Harry Startzell.

With a mentality for doing the right thing for as many people as you can, he was successful in impacting 1,000+ lives through effective financial advice.

Jim has 5 adult children (one of them Casey), all married with kids of their own.  Now a lot of his time is filled with the many activities of 10 grandchildren (age range of 1-21).  From chasing the little ones to guiding the young adults in their budding financial journey, he would say that his life is full and wonderful.

He's a perfect example of 'practice what you preach' and he stays involved in the business during compliance management.

Dustin Sullivan Photo Dustin Sullivan Hover Photo

Dustin Sullivan

Client Services
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A Yardley, PA native - Dustin graduated from West Chester University.  

On a determined path to help others and make an impact, he started working with children at summer camps running cooking classes.  Then his networking led him to a meaningful role in the quality assurance department of a substance use and behavioral health treatment agency in Wilmington, DE.

In 2022 the team at Legacy sought after Dustin to join the firm because of his compassion for others and knowing that he will treat our clients the same way we do - like family. He’ll be working to operate and improve our systems and processes while developing his own financial planning background as he works toward his CERTIFIED FINANCIAL PLANNER™ designation. 

Outside of the office, Dustin enjoys spending his time outdoors mountain biking and camping. Aside from staying active he loves to cook and brew small batch kombucha.

Randy Sullivan Photo Randy Sullivan Hover Photo

Randy Sullivan

Client Services
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Joined the firm in 1999



Retirement Planning

Define a retirement lifestyle and learn what it takes to make it happen.  Then make it last.

Investment Management

Make sure your money is working for you.  It's cliché, but it's important.  We help with optimizing risk, performance, fees and taxes.

Financial Consulting

For businesses and individuals. Get creative ideas and strategies to protect yourself from taxes and liability.

Our Focus is Your Focus

Enjoy Today

We all have one life to make our impact, build relationships, and create memories.  Take the time to enjoy your surroundings while working towards achieving and maintaining financial independence.  Preparing for your future does not mean sacrificing the present.

Plan for Tomorrow

Maximizing a retirement lifestyle requires investment planning and a disciplined approach.  Our guidance is tailored to meet your needs and to keep your goals in sight.

Pass on Your Legacy

The next generation often needs support along the way.  You've worked hard to build a financial foundation for your family, we can help make your legacy carry on for years to come.

Investment Philosophy

Our Clients

Individuals and families looking for investment management and/or retirement planning.

Business owners looking for strategies on business structure, taxes, and liability.


Diversification is the foundation of any strong portfolio.  This means to invest in a variety of areas in order to spread out your investments and reduce risks.

Risk Tolerance

The ups and downs of the markets can be an emotional roller coaster.  It's extremely important to take on a level of risk that you can accept.  This is a difficult task to define for yourself, but our conversations will help to arrive at a comfort level that's right for you.

Time Horizon

Matching investments to a time horizon is crucial for any investor.  We don't want anyone to delay a major decision or purchase because of current market performance.  Planning ahead with the right timeline can eliminate this issue.

Market Expectations

We understand no one can see the future, so we certainly cannot predict short term performance.  Our strategies include a long term view and historic fact-based evidence, while avoiding quick reactions to media headlines.

Goals & Values 

Behind every great wealth management plan is always a driving purpose. No two families are the same.  We want to know what's truly important to you, and help you figure out how to maximize it.

Simple | Transparent

The cost to work with us


To manage investment portfolios, there is a minimum of $250,000.  Our fee starts at 1.5% of portfolio assets per year, and it reduces at certain breakpoints.  

Our team leads an investment committee consisting of 10+ financial professionals that meet weekly for sharing ideas and hearing from economists, analysts, and portfolio managers of the largest investment firms in the world.  This committee was built to achieve the ideal balance of risk, performance, costs, and taxes for our clients' portfolios.

When delegating investment management to our team, you should immediately feel a weight lifted from your shoulders.


We are comprehensive planners trained in all areas of personal finance.
We offer the service of tailored advice and planning.
This includes various levels of financial planning, retirement planning, and business consultation.

The fee is determined by the complexity of the situation and the work/expertise involved.  That fee generally falls between $5,000 - $15,000.  

This arrangement often has us working with your CPA or attorney.  If you don't have a team in place for something that we recommend, then we can connect you with a professional that we trust.

We'll make sure all details of the arrangement and costs are fully transparent before any decisions are made.

Learn How We Can Help

Get In Touch

Send us a message if our services fit your needs.

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