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Independent

Financial Advice

Our Focus is Your Focus



Enjoy Today

We all have one life to make our impact, build relationships, and create memories.  Take the time to enjoy your surroundings while working towards achieving financial independence.  Preparing for your future does not mean sacrificing the present.



Plan for Tomorrow

Maximizing a retirement lifestyle requires investment planning and a disciplined approach.  Our guidance is tailored to meet your needs and to keep your goals in sight.


Pass on Your Legacy

The next generation often needs support along the way.  You've worked hard to build a financial foundation for your family, we can help make your legacy carry on for years to come.


Services


Retirement Planning

Define a retirement lifestyle and learn what it takes to make it happen.  Then make it last.

Tax Planning Strategies

Taxes are the largest expense we'll have over our lifetime.  Managing that cost makes a difference.

Insurance Protection

Insurance can help to protect the things that matter most in the event of the unexpected.  


College Savings Plans

Helping a child or a grandchild with education costs can open up opportunities that could change their lives forever.

Estate Planning

Learn how to maximize assets for your heirs and utilize tax saving strategies on the transfer of wealth.

Portfolio Management

Aligning your comfort levels and risk tolerance with investment selection is critical to developing a successful long term plan. 


Debt Decisions

Use good debt to your advantage, understand which debts to address first, while managing your way out from underneath the pressure.  

Budget Analysis 

Looking into spending habits and identifying areas of improvement can make a tremendous impact on savings goals.

Business Planning

Business owners have unique opportunities for tax advantaged savings.


Investment Philosophy


Our Clients

We help individuals and families of all financial backgrounds.  Our clientele does not have requirements regarding net worth or investment experience.  

Diversification

Diversification is the foundation of any strong portfolio.  This means to invest in a variety of areas in order to spread out your investments and reduce risks.


Risk Tolerance

The ups and downs of the markets can be an emotional roller coaster.  It's extremely important to take on a level of risk that you can accept.  This is a difficult task to define for yourself, but our conversations will help to arrive at a comfort level that's right for you.


Time Horizon

Matching investments to a time horizon is crucial for any investor.  We don't want anyone to delay a major decision or purchase because of current market performance.  Planning ahead with the right timeline eliminates this issue.


Market Expectations

We understand no one can see the future, so we certainly cannot predict short term performance.  Our strategies include a long term view without making quick reactions to media headlines.


Goals 

By working with our clients along the way, we help to prioritize goals and actively seek to achieve them as they evolve through different life stages. 




Check the background of this firm/advisor on FINRA’s BrokerCheck.